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How Our Home-Buying Process Works

Selling to Trusted Home Buyer takes days, not months, and every step happens on your schedule. Here’s exactly what to expect:

The Timeline

  1. Day 1: Reach out. Call (203) 437-4488 or send the form with the basics about your property. No preparation needed.
  2. Day 1–2: One quick walkthrough. We visit once (15–30 minutes). No staging, no cleaning. We’ve seen everything, and condition is exactly what we buy.
  3. Day 2: Your written offer. A firm number in writing, with the math available on request. Take your time deciding; the offer doesn’t expire the moment we leave.
  4. Day 7–30: Close on your date. Accept whenever you’re ready and pick the closing date. A licensed local title company handles the money and paperwork; you get cash at closing.

The Math Behind Every Offer

No mystery, no games. Every Trusted Home Buyer offer comes from the same three inputs:

  1. What your house would sell for fully fixed up, based on real sales of comparable homes in your area (the “after-repair value”).
  2. Minus the cost of repairs and updates needed to get it there.
  3. Minus our costs and margin to buy, hold, and resell the property.

That’s it. Ask us to walk you through the math on your house and we will, line by line. It’s also why our offers stick: the number we put in writing is the number you get at closing. No lowball-then-renegotiate games after an “inspection surprise.”

Why Our Offers Don’t Fall Apart

Two things kill traditional sales: buyer financing and inspection renegotiation. We remove both. There’s no lender to satisfy (we pay cash), and because we price the repairs before we make the offer, there’s no “inspection surprise” discount two weeks before closing. The number in writing is the number at the table.

How That Compares to Listing

Listing with an agentTrusted Home Buyer
Commissions~6% paid by youNone
Closing costs~2% paid by youWe pay typical closing costs
Repairs & cleaningYour responsibilityNone. We buy as-is
ShowingsWeeks of themOne walkthrough
Financing & appraisal contingenciesYes, deals fall throughNone (cash)
Typical time to close60–90+ days7–14 days
Closing dateBuyer’s lender decidesYou choose

Questions Sellers Ask About the Process

Is your offer binding? Am I obligated to anything?

Requesting an offer costs nothing and commits you to nothing. If you accept, we put it in writing and that number doesn’t change at the closing table. No renegotiation games.

Can you buy a house with tenants, liens, or probate issues?

Usually, yes. We buy with tenants in place, we’ve closed sales that resolve liens and back taxes at the table, and we work with title companies experienced in probate and inherited-property sales. Tell us the situation and we’ll tell you honestly what’s possible.

Can a fast sale stop a foreclosure?

Often, yes. Timing matters. Virginia is generally a non-judicial foreclosure state, which means once the process starts it can move on a timeline of months, not years. If you’re behind on payments, acting early preserves the most options. Call (203) 437-4488 as early as you can and we’ll tell you honestly whether a sale can work on your timeline.

What’s Your Home Worth in Cash?

Takes 30 seconds, or call (203) 437-4488.